Post Offi ce Money Personal Loans Terms and Conditions

1. Presentation

Post Offi ce Money Personal Loans are given by Bank of Ireland (UK) plc.

In this Agreement, we, Bank of Ireland (UK) plc (organization enrollment number 7022885) of Bow Bells House, 1

Bread Street, London EC4M 9BE, consent to loan and you consent to acquire the measure of credit appeared on page 1

of your Agreement.

Post Offi ce Limited (organization enrollment number 02154540) of Finsbury Dials, 20 Finsbury Street, London,

EC2Y 9AQ is the Credit Intermediary.

2. Installments

2.1 You should reimburse the ''Total sum payable'' (as set out in the Agreement) in the sums and on the

reimbursement dates we inform to you. Your reimbursements have been figured to incorporate interest payable on the

measure of credit. Installment will be by direct charge unless we concur something else. In the event that any due date for installment falls

on a bank occasion or weekend, then installment will be made on the following business day.

You concur that reliable installment is a crucial term of this Agreement.

2.2 Any reimbursement you make might, at our sensible caution, be connected in the accompanying request:

(i) fi rst against any interest, expenses and charges you have brought about; and

(ii) against the measure of credit specifi ed in the Agreement.

3. WITHDRAWAL

3.1 You will have a timeframe in which to pull back from the Agreement. You should pull out before the end

of the time of 14 days beginning with whichever is the most recent of (a) the day after the Agreement is made, and

(b) the day after you get a duplicate of the executed Agreement or notifi cation that the Agreement has been

executed. On the off chance that you don't pull back from the Agreement inside this period, you will be bound by its terms. The

Understanding will then proceed unless conveyed to an end by you or us.

3.2 If you pull back from this Agreement under condition 3.1 above, you should reimburse the aggregate 'Measure of credit' in addition to

any interest that has accumulated from the date the credit was given until the date it is reimbursed inside 30 days

starting with the after a long time on which you let us know you needed to pull back. In the event that you don't reimburse the

measure of credit in addition to intrigue this will be esteemed to be a rupture of the Agreement and we may recoup the

entireties owed by you as an obligation.

4. EARLY REPAYMENT

4.1 You can reimburse all or part of the credit acquired under this Agreement whenever. On the off chance that you wish to make an

early full or incomplete reimbursement, you should:

(a) give us see orally or in composing. Our contact subtle elements can be found at the ''Early reimbursement'' area of

your Agreement; and